Tools

All-In Property Cost

A $750,000 property does not cost $750,000.

See the cash you actually need to buy it, settle, move in and own it.

Your property

Everything else uses labelled indicative assumptions.

Cash you need

$212,420

Estimated cash to buy, settle and move into this property under the assumptions entered.

Costs above asking price

$62,420

About 8.3% on top of the advertised price.

Monthly ownership

$4,588 / mo

Repayments, rates, insurance, management and upkeep, after expected rent.

A $750k property requires around $212k in cash under these assumptions, and costs about $4,588 per month to own.

What makes up the cash you need

$212,420

Deposit, buying costs, setup and any buffer you asked us to hold back.

Explore the result

Every line stays in the calculation — open only the part you want

Buying costs

$48,440

Government charges, legal work, due diligence, finance and settlement adjustments.

Move-in and setup

$13,980

Removalists, connections, cleaning, furnishing and anything you plan to fix straight away.

Monthly ownership

$4,588 / month

Repayments at today's rate, plus the outgoings that arrive whether you think about them or not.

How the price builds up

$812,420

From the advertised price to the all-in acquisition figure.

First year

$239,170

What leaves your account in the first twelve months, split between equity and money spent.

Costs buyers forget

1 not counted

Costs that are not in your total, so you can decide whether they apply to you.

Plain English

What the terms on this page mean.

Sources and methodology

Where each figure comes from, and how it is estimated.

General information only. Results are estimates based on the assumptions entered and may not reflect your actual costs.

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